Comments on: Why We Aren’t Following Dave Ramsey Exactly https://willsavefortravel.com/arent-following-dave-ramsey-exactly/ A blog about travel and personal finance Sat, 13 Apr 2019 15:50:55 +0000 hourly 1 By: Jenn https://willsavefortravel.com/arent-following-dave-ramsey-exactly/#comment-602 Sat, 13 Apr 2019 15:50:55 +0000 https://willsavefortravel.com/?p=1648#comment-602 In reply to carodch.

Sounds like we are on similar paths! Glad we found each other!! Dave does give a good guideline, but I feel like he hasn’t updated his book to keep up with the changing world.

]]> By: carodch https://willsavefortravel.com/arent-following-dave-ramsey-exactly/#comment-601 Wed, 10 Apr 2019 13:10:53 +0000 https://willsavefortravel.com/?p=1648#comment-601 Hey Jenn! I’m with ya! I get grumpy when I don’t get to go on adventures too. I agree that Dave Ramsey’s method is awesome in that it gives a good guideline. Here’s where we take liberties:

1. We have $2000 in our emergency fund and we still contribute a tiny amount to it every month
2. We have a tiny amount in a TFSA for retirement and contribute a little bit per month
3. We don’t give up on the things that bring us joy. I think Dave can be pretty harsh on this one. I won’t live off of rice and beans and hermiting for three years. Not sorry. Taking care of our bodies and souls is not uneccessary spending!

Thanks for sharing your view on this. So glad I found a local finance crusher 🙂

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